Practice areasAsset Protection
A legal structure to safeguard what you have built.
We organize your personal and business assets to reduce your exposure to future risks, within the framework of the law.
Contact usWhat it is
Protecting your assets means putting them in order before a problem arises.
Asset protection consists of legally structuring your assets to separate risks: so that a contingency in your business does not reach your personal assets, and a personal problem does not compromise your company.
It is intended for business owners, professionals, owners of rental real estate, and anyone whose activity exposes them to claims.
It is not about hiding assets or evading existing obligations. It is about planning in advance and with transparency.
How we can help
Each tool addresses a different risk.
A protection plan usually combines several of these measures, depending on the type of assets and risks.
- 01Business structuresUse of entities to separate personal assets from the risks of the business. Learn more.
- 02Separation of assetsOrganizing real estate, investments, and operations in separate entities, so that one risk does not affect the whole.
- 03TrustsIn certain cases, a trust is part of the protection structure. Learn more.
- 04Protections under Texas lawAnalysis of the assets that state law shields from creditors, such as the family home and certain retirement accounts.
- 05Marital property agreementsAgreements that define the character of assets within the marriage.
- 06Review of your current structureWe evaluate how your assets are titled today and identify the points of exposure.
Timing matters
Asset protection only works if it is planned in time.
The law allows transfers of assets made to evade an existing creditor or a foreseeable claim to be undone. That is why these structures must be established before a dispute exists, not after.
No structure eliminates every risk. A sound plan combines the legal organization of assets with adequate insurance coverage.
Common questions
Frequently asked questions.
Is asset protection legal?
Yes, when it is planned in advance and without the intent to harm a creditor. What the law does not allow is transferring assets to evade obligations that already exist.
Does my LLC protect my personal assets?
It helps separate them from the risks of the business, provided the entity is properly formed, kept up to date, and personal funds are not mixed with those of the company.
Which assets does Texas law protect from creditors?
State law shields, with certain limits and exceptions, assets such as the family home and certain retirement accounts. The scope depends on each case.
I already have a lawsuit or a debt. Can I still protect my assets?
The options are far more limited, and transferring assets at that point can have legal consequences. It is advisable to review your situation before making any decision.
Do I need insurance if I already have a legal structure?
Yes. The legal structure and insurance complement each other; neither replaces the other.
Contact
Assess your level of exposure before a contingency arises.
Our firm is at your service to review the structure of your assets and explain the alternatives available.
Contact usThe information on this page is general in nature and is not legal advice. No structure guarantees the protection of assets in every case. Consult an attorney about your particular situation.